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Home Renovation Loans

At IA Mortgage we offer a wide variety of home renovation loan options including FHA’s popular 203K programs, VA & USDA one-time-close loans, Fannie Mae’s HomeStyle Loan, and a VA Renovation product.

Whether you are looking to purchase a distressed property, a fixer-upper, an older home in need of some repairs, or are looking to update a property for a disabled or elderly owner, we can help you find the right solution for your individual needs.

Call us today for a free consultation – (888) 934-6634

Program Options:

FHA STANDARD 203(k) REHABILITATION LOAN

For homes in need of repairs more than $5000

FHA LIMITED 203(k) REHABILITATION LOAN

For homes in need of repairs totaling up to $35,000

FHA REPAIR SCROW 203(b) LOAN

For purchasing a home directly from HUD that needs cosmetic repairs not exceeding $10,000

FHA, VA & USDA ONE-TIME CLOSE (OTC)

A loan used to finance the construction, lot purchase and permanent loan for new manufactured, stick-built, and modular homes

FANNIE MAE HOMESTYLE RENOVATION LOAN

A conventional renovation mortgage option with competitive interest rates

VA RENOVATION

The benefits of VA with freedom to include minor repairs and cosmetic repairs.

FIX & FLIP LINES OF CREDIT

For real estate investors. No experience required. Loans from $50K to $2.5 million.

Not sure which type of renovation loan is right for you, we’re here to help! Call us today for a free consultation – (888) 934-6634

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